Financing

HOW TO FINANCE YOUR NEXT CAR!

Submitted by Glen on Wed, 01/23/2013 - 20:42

It's critical when you buy your next car to know where to go for...the lowest possible interest rates! YOU MUST ARRANGE YOUR FINANCING BEFORE YOU GO CAR SHOPPING! Lowest rates...you will find at your local CREDIT UNION...there are no exceptions! Your local Bank at times will offer a low rate to "Special Customers" usually Commercial Customers. But, unfortunately most buyers will not qualify for these special rates! This is a timely report good in 2013, and will be good in 2023 in my view!Recent Rates at a Local Credit Union...1.9%

WOMAN ALONE!

Submitted by Glen on Wed, 07/27/2011 - 04:24

The most defenseless person...many Car Dealers believe is getting to sell to the "Woman Alone!" A true story from my files several years ago when my Salesman living in a near-by town...had left early to attend his son's football game and I would hang around a while...just in case someone wanted to buy one of my cars! As I remember it was about 5PM on a Friday evening and I had no place to go...but home, when a young lady came in driving her Mother's car while shopping.

2.99% AUTO LOANS!

Submitted by Glen on Fri, 06/10/2011 - 18:04

AVAILABLE AT YOUR LOCAL CREDIT UNION! DEALERS TRUTH OR CONSEQUENCES... Car Buyers...always get your own Financing! If not...you pay the...Consequences! Try a 6.9% or 8.9% APR over say...84 Months=equals...7 Years!
Or...60 Months and 5 Years. The Buyer's Bill Of Rights FFVR35... Since July 1, 2006 says the following:

HAVE YOU BOUGHT ONE OFF THE SHOWROOM?

Submitted by Glen on Tue, 06/07/2011 - 17:41

Buying off the showroom floor... makes a great story out of the past! But...have you bought one...say in the last 10 years? Next... did you finance with Dealer? If your answer should be yes...Lord help you! I have several senior buyers... that only buy for cash! That's wonderful...but if you are under age...say 60...and still working...you just may have financed it! But please not with the Dealer! Best way to finance... get out to your

FIVE BEST CAR BUYS!

Submitted by Glen on Fri, 03/11/2011 - 22:04

Recently a friend asked...in my view, what are the top 5 Cars of the last 10 Years?

After a carefull review of several vehicles...I decided on those that have been a proven winner! Best Service and reliable...fair resale value! These vehicles are in no specific order. 1. Honda CRV 2. VW Jetta 3. Chevrolet Malibu 4. Toyota Corolla
5. Chrysler PT Cruiser.I need 6. The very best TOYOTA PRIUS!

Each one of these vehicles should be shopped saving a minimum of...$1000., using one of many Negotiating Techniques.

EASILY SAVE $1000 BUYING YOUR NEXT CAR!

Submitted by Glen on Sat, 03/05/2011 - 05:46

Facing the gross reality...15% to 30% Unemployment is a Major problem for any business. And the big ticket items suffer the most. In my home town of Visalia and Tulare County California, it's BIG!

Rich in Agriculture, Milk, Cotton, Fruit Crops, we are one of the top producers. But Unemployment is downright scary.

Car Buyers, you have only to take your time...and you can score a big discount...at any Dealers. By knowing what to do, when to do it, and how...to do it!

THE MOST HATED CAR BUYER ON THE PLANET!

Submitted by Glen on Thu, 02/17/2011 - 01:52

The pipe smoking, Consumer Magazine, note book carrying dude or dudess. That's right...this is one of the most feared, least wanted customer on any Car Lot, in America today! He comes with with as many as 50 to 100 questions, and when asked a question...only grunts, and if you get more than 2 questions answered on his first visit...your lucky!

FINANCING OPTIONS

Submitted by Glen on Mon, 02/14/2011 - 03:08

Best are your local Credit Unions if your credit warrants it. Shop for the loan early, and treat the financing as a big part of your vehicle purchase...it is.

In a few instances, you may be able to find some help at your local bank.

THE USED CAR SPREAD

Submitted by Glen on Sun, 02/13/2011 - 03:21

One example when the Dealer buys this car and what he does to make it ready to sell. First he knows his established value, by subscribing to the http://www.kbb.com, or edmunds.com both are big players in the car business. Dealers subscribe and learn to read the book quickly, and know the "Book Cars" and those that sell for less than the published book.

THE FURNITURE BUYER

Submitted by Glen on Sat, 02/12/2011 - 23:34

A friend goes into a local Furniture Store (Independentally Owned) with his wife to buy several pieces of furniture. She brings in her notebook and picks out just what she wants. She takes just over an hour while he sits quietly down in a soft chair, and visits with the owner. He tells the owner, they may return in a few days, she is a little hard to please and may wish to look in other stores.

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